Looking for Suggestions for Financial Advise for Bad Credit
Hello, so when I was younger, 19-23, I had credit cards and was doing ok with them until I moved away for college and couldn’t keep up with all the payments.
So fast forward 11 years, I do have bad credit, and even a few of the creditors are still contacting me about these bills that obviously after 11 years I haven’t tried to pay. And I’m not here to hear any of you tell me to pay my bills, be more responsible, blah blah blah, yeah, not everyone is perfect like you are. I just want some suggestions from real people who don’t judge about where to go to get financial advise and help to fix my problem. Yes, I did google, but sometimes a person wants other people’s opinion and advise.
I do want to try and work to making my credit score better without filing bankruptcy, so please if you know of a good place and what the process is, approximate fees, or any other information, that would be greatly appreciated.
Any rude comments just keep to yourself. Thank you.